Elevate your Lifestyle
Exclusive redemption, Unlock monthly e-coupon for a symbolic 1 POINTX
Culinary celebration, Savor your birthday month on all restaurant spending
For daily body care and balance at selected leading hotels and fitness clubs (valid only for those who meet the spending requirements)
When spending every 25 Baht/sales slip, get 1 POINTX.
Convert Every Spend* into monthly payments directly via the CardX app
Up to 25% Off at Leading Hotel Restaurants* including Grand Hyatt Erawan Bangkok
Get 2 times per year at Don Mueang Airport and Suvarnabhumi Airport
at Cross Hotels & Resorts
Up to 10% Off IPD Room Rates at Bangkok Hospital (Soi Soonvijai)*
Get 5%* discount when booking any golf course at Golfdigg application
For bookings via True Leasing website, LINE Official or car rental counters
Travel protection for Credit Card-paid flights, underwritten by Deves Insurance
Call 1468 or +662-999-1468 (overseas)
CardX BEYOND is designed to go beyond the classic. From seamless lounge and fitness access to exclusive dining privileges,
Cash Back on Every Spend
Cashback on Every Spend
Up to 1% CASH BACK* (every swipe)
Up to 4% CASH BACK* (birthday month)
Up to 5% CASH BACK* (dining on 5 special days)
Your Ultimate Asian Travel Companion
3% CASH BACKAsia Explorer
3% CASH BACK on 5 currencies in Asian counties*
60+ Airport lounges worldwide*
Lifetime annual fee waivers
Discover the Unseen
Earn Fast at King PowerOverseas Cashback20% discount at King Power stores nationwide*
POINTX up to 3X* on Dining & Travel in Thailand and 2X worldwide spending*
Up to 20% CASH BACK at merchants worldwide*
World-class shopping experiences
Discount 20% at King PowerEarn POINTX Up to X2
Discount at King Power
Airport Lounge
Travel with peace of mind on every trip
POINTX X1 / 25 Baht
Hotel Discount 30%
FreeTravel Insurance
Designed to delight car lovers.
Designed to delight car lovers.2X POINTX on Fuel / Up to 15% Off at ToyotaEarn up to 2X POINTX
Discount at Toyota
0% Installment 10 months
Earn Faster, 5X POINTX
THB 5 = 1 PointEarn Fast, Redeem Faster
POINTX up to 5X*, Eats, shopping, and movies
Up to 20% discount*, Hotel dining venues
Travel protection up to THB 8 million Travel Insurance for Domestic and International up to THB 8 million*
Rewards, Your Way
NO annual fee]Points Your WayPOINTX up to 3X* (selected categories)
POINTX up to 5X* (birthday month)
Lifetime Annual Fee Waivers
CardX BEYOND offers a key monthly privilege: redeem only 1 POINTX to receive an e-Coupon from leading brands* when accumulated spending reaches THB 5,000 or more per month.
Cardholders also earn 1 POINTX for every THB 25 spent* on all purchases, and up to X3 POINTX* on dining during in their birthday month, excluding hotel restaurants.
CardX BEYOND is suitable for those who want a credit card that offers both rewards points and practical lifestyle privileges every month.
Applicants for CardX BEYOND must have a monthly income of THB 70,000 or more and meet the company’s eligibility criteria.
You can apply for CardX BEYOND through the CardX App by selecting the credit card application menu and following the steps in the app.
Applying through the CardX App allows you to fill in your information, upload documents, and track your application status conveniently in one place. Click
CardX BEYOND offers a waiver of the joining fee and annual fee in the first year for both primary and supplementary cards.
From the second year onwards, the primary card annual fee is THB 5,000. Cardholders can receive an annual fee waiver when accumulated spending reaches THB 100,000 per year.
Supplementary cards have no annual fee.
CardX BEYOND cardholders can use 1 POINTX to redeem an e-Coupon from leading brands via the POINTX App when accumulated spending reaches THB 5,000 or more per month.
*How to redeem an e-Coupon via the POINTX App
1.Open the POINTX App and select X Store.
2.Select the Special Point Redemption tab and tap View All.
3.Choose the e-Coupon you want to redeem. Tap Redeem Reward.
4.Select points from your CardX BEYOND credit card and tap Check Details.
5.Review the details and tap Confirm. Enter your POINTX App passcode.
6.Once redemption is successful, tap Go to Coupons to view and use your e-Coupon at participating merchants.
This campaign is available for e-Coupons from participating brands. Available brands and redemption privileges depend on monthly accumulated spending, available quota, and campaign terms and conditions.
CardX BEYOND allows cardholders to convert almost any purchase into a 0% installment plan for 4 months through the app.* Easily activation for transactions of just THB 2,000 or more per sales slip available from April 1, 2026 - June 30, 2026. Some transactions are excluded, such as cash advances, mutual fund purchases, unit-linked life insurance payments, and Revenue Department tax payments. Learn more. Click
In addition, cardholders can enjoy 0% installment promotions for up to 10 months at over 20,000 participating leading merchants, giving more flexibility to buy products and services without paying the full amount upfront. Learn more. (Link : หน้าผ่อน IPP)'
*Cardholders will not earn POINTX and/or cashback (depending on the card type)
