Earn Faster, 5X POINTX
When spending at restaurants, beverages, cafés, bakeries, fast food
When spending at leading department store
When spending at cinemas
When spending every 25 Baht/sales slip, get up to 5X POINTX on categories : Restaurant / Department Store / Entertainment categories
When spending every 25 Baht/sales slip, get 1 POINTX
Convert Every Spend* into monthly payments directly via the CardX app
Discount at restaurants in the Holiday Inn Bangkok, Intercontinental Hotel Bangkok (4 January 2026 – 20 December 2026)
For bookings via True Leasing website, LINE Official or car rental counters
Travel protection for Credit Card-paid flights, underwritten by Deves Insurance
Call 1468 or +662-999-1468 (overseas)
CardX ULTRA PLATINUM stands out for fast rewards earning, with up to 5X POINTX to turn your dining, shopping, and entertainment into a faster, more rewarding experience.
Elevate your Lifestyle
Elevated BirthdayRedeem monthly e-coupon for just 1 POINTX
POINTX up to 3X* (birthday month)
Access premium fitness and Miracle Lounge*
Cash Back on Every Spend
Cashback on Every Spend
Up to 1% CASH BACK* (every swipe)
Up to 4% CASH BACK* (birthday month)
Up to 5% CASH BACK* (dining on 5 special days)
Your Ultimate Asian Travel Companion
3% CASH BACKAsia Explorer
3% CASH BACK on 5 currencies in Asian counties*
60+ Airport lounges worldwide*
Lifetime annual fee waivers
Discover the Unseen
Earn Fast at King PowerOverseas Cashback20% discount at King Power stores nationwide*
POINTX up to 3X* on Dining & Travel in Thailand and 2X worldwide spending*
Up to 20% CASH BACK at merchants worldwide*
World-class shopping experiences
Discount 20% at King PowerEarn POINTX Up to X2
Discount at King Power
Airport Lounge
Travel with peace of mind on every trip
POINTX X1 / 25 Baht
Hotel Discount 30%
FreeTravel Insurance
Designed to delight car lovers.
Designed to delight car lovers.2X POINTX on Fuel / Up to 15% Off at ToyotaEarn up to 2X POINTX
Discount at Toyota
0% Installment 10 months
Rewards, Your Way
NO annual fee]Points Your WayPOINTX up to 3X* (selected categories)
POINTX up to 5X* (birthday month)
Lifetime Annual Fee Waivers
CardX ULTRA PLATINUM is suitable for those who enjoy dining, shopping, and watching movies, as it offers up to X5 POINTX* on spending in dining, department stores, and entertainment categories such as cinemas.
For general spending, cardholders earn 1 POINTX for every THB 25 spent/Sales Slip.
You can apply for CardX ULTRA PLATINUM through the CardX App by selecting the credit card application menu and following the steps in the app. (Link : https://www.cardx.co.th/tutorial/details/apply-credit-card)
Applying through the CardX App allows you to fill in your information, upload documents, and track your application status conveniently in one place.
CardX ULTRA PLATINUM offers a waiver of the joining fee and annual fee in the first year for both primary and supplementary cards.
From the second year onwards, the primary card annual fee is THB 5,000, excluding VAT. Cardholders can receive an annual fee waiver when their accumulated spending reaches THB 100,000 per year.
CardX ULTRA PLATINUM allows cardholders to convert almost any purchase into a 0% installment plan for 4 months through the app.* Easily activation for transactions of just THB 2,000 or more per sales slip available from April 1, 2026 - June 30, 2026. Some transactions are excluded, such as cash advances, mutual fund purchases, unit-linked life insurance payments, and Revenue Department tax payments. Learn more.
(Link : https://www.cardx.co.th/credit-card/services/dee-jung-0percent-4months)
In addition, cardholders can enjoy 0% installment promotions for up to 10 months at over 20,000 participating leading merchants, giving more flexibility to buy products and services without paying the full amount upfront. Learn more. (Link หน้าผ่อน IPP
*Cardholders will not earn POINTX and/or cashback (depending on the card type)
For CardX ULTRA PLATINUM, the annual fee is THB 5,000, excluding VAT. The annual fee may be automatically waived when accumulated spending reaches THB 100,000 per year.
To request an annual fee waiver, cardholders can contact CardX Contact Center at 1468 for eligibility checking and further assistance.
Applicants for CardX ULTRA PLATINUM must have a minimum monthly income of THB 15,000
You can apply for CardX ULTRA PLATINUM through the CardX App. For customers who receive their salary through an SCB account, approval results can be available in as fast as 1 minute after completing the application, subject to terms and conditions.
The X5 POINTX earning rate for CardX ULTRA PLATINUM covers dining and beverage merchants under Merchant Category Codes (MCC) 5441, 5462, 5812, 5813, 5814 and 5921. Eligible merchant types may include restaurants, beverage shops, coffee shops, cafés, and fast-food restaurants where credit cards are accepted.
