CardX JCB PLATINUM is suitable for people who enjoy traveling in Asia, especially Japan, South Korea, Hong Kong, Taiwan, and Singapore. The card offers 3% cash back with no minimum spending on purchases in JPY/KRW/HKD/SGD/TWD across these 5 countries.

Its key advantage is that the benefit is not limited to Japan. It also covers popular travel destinations across Asia, while still being accepted at JCB merchants worldwide.

Cardholders also receive additional privileges such as POINTX, Airport Lounge in Japan/ Hawaii and LoungeKey Service access  over 60 airports worldwide, subject to terms and conditions.

Present CardX JCB PLATINUM Credit Card along with boarding pass with matched names to access Airport Lounge and LoungeKey during 1 January 2026 - 31 December 2026.

Exclusive for CardX JCB PLATINUM cardholder only with no accompanying guest

LoungeKey services in China, Taiwan, South Korea, Malaysia, Singapore, Vietnam, Germany, and the United Kingdom
Limited to 8 times/card/year
Cardholders shall inform the lounge staff that you want to use  "LoungeKey" and show your boarding pass together with your CardX, Please ensure that the name on the Boarding Pass matches the name on the credit card.
- The cardholder shall make pre-reservation of 1 USD to confirm the card's validation. The deposit made will be refunded after the deposit period ends (deposit period   is determined by card issuing bank)
-  Cardholders must verify the accuracy of the information and sign to acknowledge. The cardholder's card will not be considered as "Guests" in the case of individual service usage. The number of "Guests" displayed on the confirmation screen must be zero.
- If you do not bring accompanying guests, please ensure that the number of "Guests" is zero before signing to acknowledge and access the service.
- In case of accompanying guests, CardX reserves the right to charge lounge fees at a rate of 35 USD/person.

Airport Lounge services in Japan and Hawaii
- Limited to 6 times/card/year.
- Airport Lounges in Japan are available at Hokkaido, Tohoku, Kanto, Chubu, Hokuriku, Kinki, Chugoku, Shikoku, Kyusyu, Okinawa, Hawaii, and USA.
- Some lounges may be inaccessible when at full capacity.
For more terms & conditions detail please visit Facebook JCB Thailand or click http://www.th.jcb/th/consumers/platinum/airport-lounge or https://www.loungekey.com/th/jcb7
The services may change or be terminated without prior notice.

CardX JCB PLATINUM is suitable for people who travel to Asia frequently, especially Japan, South Korea, Hong Kong, Taiwan, and Singapore, as it offers 3% cash back with no minimum spending on purchases in JPY/KRW/HKD/SGD/TWD across these 5 countries.

This card makes overseas spending more worthwhile. In addition to 3% cash back, you can also earn POINTX and enjoy exclusive discounts on both domestic and international spending. Moreover, it easier to spend abroad without carrying large amounts of cash or relying only on a Travel Card.

It is suitable for those who want a credit card for traveling in Asia that is easy to use, offers cash back, and provides JCB network privileges worldwide.

CardX JCB PLATINUM has no joining fee and no annual fee, making it suitable for those who want to keep a card for overseas travel without worrying about yearly charges.

Even in years when cardholders do not travel or do not use the card, there is no annual fee. This makes it convenient to keep the card as an option for future international trips.

Yes. CardX JCB PLATINUM allows cardholders to convert purchases into installment payments through the app, especially travel-related expenses. Cardholders can enjoy 0% installments for 4 months.* Easily activation for transactions of just THB 2,000 or more per sales slip available from April 1, 2026 - June 30, 2026. Learn more. (Link: https://www.cardx.co.th/credit-card/services/dee-jung-0percent-4months)

Remark: 0% 4 months installment plan is not eligible for 3% cash back and POINTX under the specified terms and conditions.*

This is suitable for planning overseas trips, as travel expenses such as flight tickets, hotel bookings, and card spending during the trip can be converted into installments through the app. This helps make large travel expenses easier to manage without paying the full amount upfront.

Yes. CardX JCB PLATINUM can be used to pay for products and services in Thailand at merchants that accept JCB cards.

Cardholders can also enjoy a wide range of JCB privileges in Thailand, including offers at restaurants, cafés, shopping destinations, and lifestyle merchants. For example, get THB 100 off* when paying for meals at SUSHIRO every Monday to Friday.

This makes the card suitable for those who want a credit card that can be used both in Thailand and overseas, while enjoying ongoing privileges from the JCB network.

CardX JCB PLATINUM offers 3% cash back from the first baht spent when cardholders spend in the local currencies of 5 popular Asian destinations: Japan, Korea, Hong Kong, Taiwan, and Singapore.

Eligible currencies include JPY, KRW, HKD, TWD, and SGD.

This card is suitable for frequent Asia travelers who want a convenient way to spend abroad without carrying large amounts of cash, while still earning cash back on eligible overseas spending.

Applicants for CardX JCB PLATINUM must have a minimum monthly income of THB 15,000 and meet the company’s eligibility criteria

Yes. CardX JCB PLATINUM can be used for cash advance withdrawals based on the approved credit limit.

Cardholders can make the transaction easily through the CardX App by selecting “Deejung Transfer”

You can apply for CardX ULTRA JCB PLATINUM through the CardX App by selecting the credit card application menu and following the steps in the app. (Link: https://www.cardx.co.th/tutorial/details/apply-credit-card)

Applying through the CardX App allows you to fill in your information, upload documents, and track your application status conveniently in one place.