CardX FAMILY PLUS is suitable for those who want cash back from everyday spending. It offers up to 1% cash back* on general purchases and services, including Dee Jung monthly installment transactions.

For selected spending categories, such as gas stations, supermarkets, and insurance premiums, cardholders receive 0.25% cash back* based on the specified MCCs and campaign conditions.

The card also offers up to 5% cash back* on selected dining categories on special days, and up to 4% cash back* during the cardholder’s birthday when accumulated spending subject to terms and conditions.

These benefits help cardholders get more value back from real everyday spending, including dining, travel, and general expenses.

CardX FAMILY PLUS offers a waiver of the joining fee and annual fee in the first year.

From the second year onwards, the primary card annual fee is THB 2,000. Cardholders can receive an annual fee waiver when accumulated spending reaches THB 50,000 per year.

Supplementary cards have no annual fee for life.

A Cash Back credit card is a credit card that gives cash back on card spending instead of rewards points.

This type of card is suitable for people who want simple, easy-to-understand benefits that help reduce everyday expenses, such as shopping, fuel, groceries, or bill payments, subject to the card’s terms and conditions.

A Cash Back credit card and a rewards points credit card differ in the type of benefit cardholders receive.

A Cash Back credit card gives cash back directly to the card account, helping reduce the cost of actual spending.

A rewards points credit card gives reward points, such as POINTX, which cardholders can redeem for rewards, e-Coupons, or discounts, subject to terms and conditions.

A Cash Back credit card is suitable for people with regular everyday expenses who want simple and easy-to-understand rewards, with cash back credited directly to their card account.

It is ideal for those who regularly spend on categories such as dining, shopping, supermarkets, fuel, or general daily expenses, especially people who prefer straightforward rewards without having to collect points or go through multiple redemption steps.

CardX FAMILY PLUS allows cardholders to convert almost any purchase into a 0% installment plan for 4 months through the app.* Easily activation for transactions of just THB 2,000 or more per sales slip available from April 1, 2026 - June 30, 2026. Some transactions are excluded, such as cash advances, mutual fund purchases, unit-linked life insurance payments, and Revenue Department tax payments. Learn more. (Link: https://www.cardx.co.th/credit-card/services/dee-jung-0percent-4months)

In addition, cardholders can enjoy 0% installment promotions for up to 10  months at over 20,000 participating leading merchants, giving more flexibility to buy products and services without paying the full amount upfront. Learn more. (Link หน้าผ่อน IPP)

*Cardholders will not earn POINTX and/or cashback (depending on the card type)

You can apply for CardX FAMILY PLUS through the CardX App by selecting the credit card application menu and following the steps in the app.

Applying through the CardX App allows you to fill in your information, upload documents, and track your application status conveniently in one place.